Locations
New York, NY, USA
industry
Finance · Lending and Investments
Size
11-50 employees
Stage
Other
founded in
2019
Extra is a technology company that offers a unique debit card designed to help users build credit without the need for a traditional credit card. By connecting to users' bank accounts, Extra provides a line of credit called 'Spend Power' that allows members to make purchases while simultaneously reporting these transactions to credit bureaus as credit-worthy payments. This innovative approach not only helps users improve their credit scores—often by an average of 48 points—but also allows them to earn rewards points on everyday purchases. With a focus on accessibility and financial empowerment, Extra targets individuals who may be hesitant to use credit cards due to concerns about overspending or high interest rates, positioning itself as a valuable tool for those looking to establish or rebuild their credit history.
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