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Principal Enterprise Architect - Mobile/Digital



Multiple locations
Posted on Tuesday, July 11, 2023

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Job Summary

The Principal Enterprise Architect role is intended to align architecture support to a specific application or technology area and support the application or technology area through any internal or external impacts. This role will contribute towards defining and driving the aligned application or technology areas to the target state architecture. Expedited of the Principal is to contribute significantly to the architecture profession; onboard and mentor less experienced architects; cultivate and maintain relationships with Director level leaders in both the business and IT in support of their aligned areas. The Principal Enterprise Architect role is accountable for program and project architecture across large enterprise wide initiatives. These initiatives typically involve c large enterprise wide initiatives Critical to this position is defining and driving overall architecture at the program/project level by working very closely with various stakeholders. This is an individual contributor role that focuses on multiple large enterprise programs while also supporting a number of smaller projects within the organization.

DISTINCTION: This position is for a Principal Enterprise Architect in the Application domain, with a focus on digital and mobile architectures. Architects in this role are expected to architect distributed application solutions predominantly using Java and Spring on the backend and HTML, Javascript, and Angular for the front end as well as mobile frameworks. Technologies may vary depending on the specific business need.

Job Description

Essential Job Functions

Enterprise Architecture - Accountable for program and project architecture across large enterprise wide initiatives typically involving complex custom development across multiple applications and/or significant third party assessments, integrations, and implementations. Develop and maintain current state and target state architecture for an application or technology area in alignment with the strategy and direction of business or technology capabilities that are impacting the application or technology area aligned. Accountable for program and project architecture across enterprise wide initiatives typically involving custom development across multiple applications and/or significant third party assessments, integrations, and implementations.

Architecture Planning and Project Support - This role is responsible for defining and driving overall architecture at the program/project level by working very closely with various stakeholders. Participate in business and IT planning for an application or technology area. Create architectural documentation to support the target state architecture based on planned initiative(s). Promote alignment across business and technology areas around initiatives and assist with estimation and prioritization. Ensure consistency and alignment in various projects under large programs. Participate and lead architecture delivery in projects that impact the aligned application or technology area. Actively manage technical dependencies between various projects in a program and provide options for reducing sequential dependencies whenever possible.

Architecture Governance - Ensure that the application or technology area meets both the functional and non-functional requirements. Manage application capacity and performance models. Document and manage technical debt / risk related to the application or technology area. Provide thought leadership within the supported application/technology area in driving various strategies and in solving complex issues. Work closely with the technical teams in ensuring architectural standards are adhered to and any exceptions are documented and managed as technical debts.

Documentation Produces and maintains a library of reference architecture documentation. This includes but is not limited to: electronic diagrams, written requirements, roadmaps, and guidance. Performs periodic reviews of deployed solutions to ensure solution health and compliance to reference architectures and takes appropriate measures to correct deficiencies.

Technical Debt Management – Manage the technical debt that is introduced or mitigated through programs and projects in an application or technology area.

Human Relations Ability to diffuse problematic situations and manage through conflict resolution. Utilizes soft skills such as: Selective Agreement, Reflective Listening, Voice Inflection, and Empathy. Ability to take complex concepts and break down into laymen’s terms or analogies that help with other’s understanding. Viewed as an enabling partner that provides options or information when saying no to business or IT requests. Seen by leadership and peers as creditable, trustworthy and respectful. Utilizes subject matter expertise to guide and coach less experienced team members.

Profession Advancement - This role is expected to contribute significantly to the architecture profession and is also responsible for mentoring and guiding other less experienced architects at the program/project level. Contribute to the Architecture Profession capability by helping to improve Bread Financial architecture practice and reference architectures. Participate in internal and external architecture communities and organizations that help improve Bread Financial architecture profession, or specific architecture domains and technology capability.

Technical Knowledge and Application- Expectation is to be proficient in at least five technology platforms or domains such as Java, iOS, Android, Mainframe/Cobol, cloud systems, infrastructure domains such as platform or networking, etc. to support evolution of the technology roadmap. Specific positions will have one or more distinctions identifying the relevant technology.

Scope of Role – Expectation of this role is to support major programs and projects and may include several large initiatives simultaneously.

Reports to: Senior Manager / Director

Working Conditions/ Physical Requirements: Normal office environment

Direct Reports: None

Minimum Qualifications:

  • Bachelor’s degree or equivalent education and / or experience in Computer Science, Engineering, Mathematics or related field
  • Ten or more years in Information Technology

Preferred Experience:

  • Bachelor’s degree or equivalent education and / or experience in computer Science, Engineering, Mathematics or related field.
  • TOGAF Certification
  • In addition to minimum qualification, five or more years IT Architecture; three years delivering architecture for large programs
  • Cloud and Mobile technologies (Azure, AWS, Flutter, etc)


Typical Starting Range:

$131,700.00 - $272,700.00

Full Salary Range for position:

California: $151,600.00 - $340,900.00

Colorado: $131,700.00 - $286,400.00

New York: $144,800.00 - $340,900.00

Washington: $138,300.00 - $313,900.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan.

All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates receive 80 hours of Paid Sick and Safety Time per calendar year at the beginning of each year and is prorated in the associate’s first year of employment.

Hired associates will be able to elect to purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.

Click here for more Benefits information.

About Bread Financial

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be a part of our award-winning culture. We’ve been consistently recognized as a best place to work in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive product suite, including private label and co-brand credit cards, installment lending, and buy now, pay later (BNPL). Bread Financial also offers direct-to-consumer solutions that give customers more access, choice and freedom through its branded Bread Cashback American Express® Credit Card and Bread Savings products.

Headquartered in Columbus, Ohio, Bread Financial is powered by its 7,500+ global associates and is committed to sustainable business practices.

  • Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
  • The Company is an Equal Opportunity Employer.
  • Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
  • The Company participates in E-Verify.
  • The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.

Job Family:

Information Technology

Job Type: